Terms and Conditions

1 Use of Services

By submitting your contact information, you acknowledge and agree that:

• You are requesting information regarding life insurance or related services.
• A licensed life insurance agent may contact you to discuss available products, options, and services.
• Your submission constitutes an inquiry and request for contact.

2 Consent to Contact

By providing your information and clicking "Submit":

• You expressly authorize SmartFin Family Solutions and its licensed agents to contact you via calls, texts, voicemails, and emails, including through the use of an automatic telephone dialing system.
• This consent applies even if your phone number is listed on a Do-Not-Call (DNC) registry.
• Your consent is not a condition of purchase.

3 Accuracy of Information

You agree that the information you provide is accurate and complete to the best of your knowledge. You are responsible for keeping your contact information up to date.

4 Opt-Out

You may opt out of further communication at any time by replying with "STOP" or "OUT" to any of our messages. Standard message and data rates may apply.

5 No Guarantee of Insurance

Submitting your information does not guarantee coverage, rates, or approval for any life insurance product. All quotes, services, and recommendations are subject to underwriting approval by the respective insurance carriers.

6 Third-Party Services

Our website and forms may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties. Please refer to their respective policies for details.

7 Changes to Terms

SmartFin Family Solutions reserves the right to change or update these Terms at any time. Continued use of our services after such changes constitutes your acceptance of the revised Terms.

8 Limitation of Liability

To the maximum extent permitted by law, SmartFin Family Solutions shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, our services or the actions of any agent.

9 Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict of laws principles.

10 Contact Us

If you have any questions regarding these Terms or your interactions with us, please contact: