🏑 Protect Your Home & Family

Mortgage Protection at a Glance

As a mortgage holder, you may qualify for a low-cost, No Physical Exam Mortgage Protection Plan. This plan helps protect your family from the financial burden of paying the mortgage if something happens to you.

βœ… Two Types of Mortgage Protection

Choose the protection plan that best fits your family's needs and circumstances.

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Payoff Plans

Pays off your home loan in full if you pass away. Simple and powerful protection for your family.

  • Pays off your home loan in full if you pass away
  • Simple and powerful protection
  • Availability depends on age and health
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Payment Plans

Covers your monthly mortgage payments for 6–24 months, giving your family time and flexibility.

  • Covers monthly mortgage payments for 6–24 months
  • Stay in the home and plan long-term
  • Renovate and rent the property
  • Prepare and sell the home without being rushed

βœ… Additional Benefits

Your mortgage protection plan comes with valuable additional features.

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Disability Protection

Pays your mortgage if you can't work due to illness or injury. Keep your home even when life throws unexpected challenges.

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Level Premiums

Your rates stay the same – they don't increase. Lock in affordable rates that fit your budget for the life of your policy.

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Return of Premium

Option to get back all your premiums if benefits are never used. Peace of mind with zero financial risk.

βœ… Living Benefits Riders

Access your benefits when you need them most – while you're still alive.

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Terminal Illness Rider

Access funds if life expectancy is 12 months or less. Get the financial support you need during difficult times.

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Chronic Illness Rider

Access funds if unable to perform 2 of 6 daily living activities. Maintain your quality of life with financial flexibility.

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Critical Illness Rider

Access funds for conditions like ALS, kidney failure, cancer, organ failure, heart attack, stroke, or dementia (including Alzheimer's).

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Why Families Choose It

Mortgage protection gives your loved ones peace of mind, stability, and timeβ€”so they can grieve, adjust, and make the best decision for the home without financial pressure.