Discover a safe, tax-advantaged savings strategy that offers competitive returns backed by A rated financial institutions. A similar strategy used by pension funds and Fortune 500 companies is now available to everyday savers.
A powerful alternative to traditional savings accounts and CDs that offers better returns with the same level of safety.
Earn significantly more than traditional bank savings accounts or CDs without taking on stock market risk. Your growth potential is tied to market indexes without the risk of losing your principal to a market downturn.
Your principal is protected by A rated financial institutions regulated at both state and federal levels. Your money is safe, guaranteed.
Enjoy tax-deferred growth that lets your money compound faster. You control when you pay taxes, giving you more flexibility in retirement planning.
The High-Yield Savings Plan is designed for people at different stages of their financial journey.
$50K - $100K in savings
You want your emergency fund and savings to beat inflation without risking your principal. Get stable, predictable growth with zero market risk.
$100K - $500K in savings
You're looking for rate stability and tax control. Defer taxes while your money grows, then withdraw strategically in retirement for maximum efficiency.
$500K+ in savings
You want maximum growth with tax deferral while avoiding probate. Leave a tax-efficient legacy for your loved ones with built-in wealth transfer benefits.
Features designed with your financial security and flexibility in mind.
No setup fees or hidden charges. What you see is what you get—more money stays in your account working for you.
Access up to 10% of your account value annually with no penalties. Your money remains accessible when you need it most.
Your principal is backed by A rated institutions with billions in reserves. Sleep soundly knowing your money is protected.
Your earnings grow tax-deferred, allowing compound growth without annual tax drag. Pay taxes only when you choose to withdraw.
Real people who have transformed their savings strategy with the High-Yield Savings Plan.
"I was earning almost nothing in my savings account. Now I'm seeing real growth without worrying about the stock market. It's exactly what I was looking for."
"The tax benefits alone have saved me thousands. I wish I had learned about this strategy years ago. My advisor made everything so easy to understand."
"After moving my CD money into this plan, I'm finally seeing the growth I expected. The principal guarantee gives me peace of mind."
"I was skeptical at first, but after doing my research, I realized this is exactly how the big institutions protect and grow money. Now I'm doing the same."
The High-Yield Savings Plan gives families peace of mind knowing their savings are protected, growing, and working efficiently for their future.